{"id":5158,"date":"2025-06-18T22:20:17","date_gmt":"2025-06-18T22:20:17","guid":{"rendered":"https:\/\/anbc.org.br\/?p=5158"},"modified":"2025-07-01T22:26:58","modified_gmt":"2025-07-01T22:26:58","slug":"ia-and-credit-with-a-focus-on-innovation-and-responsible-regulation","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/ia-e-credito-com-foco-em-inovacao-e-regulacao-responsavel\/","title":{"rendered":"AI and credit with a focus on innovation and responsible regulation"},"content":{"rendered":"<p>&nbsp;<\/p>\r\n<h3 class=\"wp-block-heading\">ANBC participates in event on data, AI and credit with a focus on innovation and responsible regulation<\/h3>\r\n<p>On June 18, 2025, ANBC took part in the event \u201cData, Artificial Intelligence &amp; Credit\u201d, held at the offices of Pinheiro Neto Advogados in S\u00e3o Paulo. The initiative, promoted in partnership with Zetta, brought together experts from the public and private sectors to discuss the challenges and opportunities of using data and emerging technologies in the credit system.<\/p>\r\n<p>ANBC's president, Elias Sfeir, took part in the panel \u201cPersonal data, technology and credit risk\u201d, alongside representatives from institutions such as Carlos Nascimento (ANPD), Diana Loureiro (Central Bank), Jessica Abreu (Serasa Experian) and Annette Pereira (Febraban, Ita\u00fa and CNPD), moderated by Ra\u00edssa Moura (Zetta).<\/p>\r\n<p>During the panel, Sfeir highlighted the strategic role of credit bureaus in data governance, emphasizing the importance of aligning technological innovation, personal data protection and financial inclusion in a constantly changing regulatory environment. He also shared international experiences on the use of artificial intelligence in Europe and Asia, reinforcing the need for modern, effective and harmonious regulation.<\/p>\r\n<h4>Among the points discussed was the importance of:<\/h4>\r\n<ul>\r\n<li>Harmonize the LGPD with sectoral regulations and future AI standards;<\/li>\r\n<li>Establish clear definitions of AI and criteria for its application in credit;<\/li>\r\n<li>Ensuring legal certainty for innovation with a focus on protecting data subjects;<\/li>\r\n<li>Promoting the ethical use of AI to increase access to credit and strengthen trust in the financial system.<\/li>\r\n<\/ul>\r\n<p>The event's program also included debates on informational asymmetry and the cost of credit, with representatives from the Central Bank, the Ministry of Finance, Febraban and Zetta, and on authenticity and data security, with experts from ANPD, Santander and Open Finance.<\/p>\r\n<p>&nbsp;<\/p>\r\n<figure id=\"attachment_5160\" aria-describedby=\"caption-attachment-5160\" style=\"width: 409px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5160\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/07\/IA-e-credito-1.webp\" alt=\"credit\" width=\"409\" height=\"600\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/07\/IA-e-credito-1.webp 570w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/07\/IA-e-credito-1-204x300.webp 204w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/07\/IA-e-credito-1-8x12.webp 8w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/07\/IA-e-credito-1-500x734.webp 500w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/07\/IA-e-credito-1-400x587.webp 400w\" sizes=\"auto, (max-width: 409px) 100vw, 409px\" \/><figcaption id=\"caption-attachment-5160\" class=\"wp-caption-text\">ANBC President Elias Sfeir<\/figcaption><\/figure>","protected":false},"excerpt":{"rendered":"<p>&nbsp; ANBC takes part in event on data, AI and credit with a focus on innovation and responsible regulation On June 18, 2025, ANBC took part in the event \u201cData, Artificial Intelligence &amp; Credit\u201d, held at the offices of Pinheiro Neto...<\/p>","protected":false},"author":1,"featured_media":5159,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"IA e cr\u00e9dito com foco em inova\u00e7\u00e3o e regula\u00e7\u00e3o respons\u00e1vel","_seopress_titles_desc":"ANBC participa de evento sobre dados, IA e cr\u00e9dito com foco em inova\u00e7\u00e3o e regula\u00e7\u00e3o respons\u00e1vel","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[253],"tags":[679],"class_list":["post-5158","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eventos-anbc","tag-ia-e-credito","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=5158"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5158\/revisions"}],"predecessor-version":[{"id":5161,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5158\/revisions\/5161"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/5159"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=5158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=5158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=5158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}