{"id":3118,"date":"2024-04-10T17:10:49","date_gmt":"2024-04-10T17:10:49","guid":{"rendered":"http:\/\/anbc.org.br\/?p=3118"},"modified":"2024-04-10T17:13:43","modified_gmt":"2024-04-10T17:13:43","slug":"credit-protection-can-be-done-electronically-stj-decides","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/protecao-ao-credito-pode-ser-feita-por-meio-eletronico-decide-stj\/","title":{"rendered":"Communication prior to registration in a credit protection register can be made by electronic means, STJ decides"},"content":{"rendered":"<p>Follow on Google News<a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMOLGnwsw79C3Aw?oc=3&amp;ceid=BR:pt-419\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8243\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2020\/11\/tenor.gif\" alt=\"\" width=\"50\" height=\"50\" \/><\/a><\/p>\r\n<p>S\u00e3o Paulo, April 2024: The 4th Panel of the STJ held, by a majority vote, that it is valid to notify consumers by electronic means (e-mail) prior to their registration in a credit protection register. Following the vote of the Reporting Justice Maria Isabel Gallotti, the panel considered that the Consumer Protection Code (CDC) only requires that the communication be made in writing, and that the new technological reality in which today's society is inserted must be observed.<\/p>\r\n<p><br \/>The discussion was motivated by an appeal filed in a case before the TJRS where a consumer claimed that the e-mail notification did not meet the requirements of art. 43, \u00a7 2, of the CDC.<\/p>\r\n<p>In her vote, the Justice also clarified that, even for postal correspondence (letters), the STJ does not require acknowledgement of receipt. For this reason, it was not appropriate to make this requirement in relation to e-mail either.<\/p>\r\n<p>The debate also mentioned the need for consumer law to keep pace with technological advances, striking a balance between innovation and protection. The collegiate understanding paves the way for future discussions on how legal practices can evolve to better meet the needs of an increasingly digitalized society.<\/p>\r\n<blockquote>\r\n<p>\u201cThis STJ precedent serves as a milestone in the journey towards the modernization of Brazilian justice, highlighting the court's commitment to adapting to emerging realities and safeguarding consumer rights in all media,\u201d says Elias Sfeir, president of the National Association of Credit Bureaus (ANBC).<\/p>\r\n<\/blockquote>\r\n<p>&nbsp;<\/p>\r\n<h1 class=\"wp-block-heading\">STJ<\/h1>\r\n<p>&nbsp;<\/p>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-2288\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/pimenta-comunicacao.webp\" alt=\"pepper communication\" width=\"87\" height=\"87\" \/><\/p>\r\n<p><strong>ANBC Press Relations<\/strong><\/p>\r\n<p>Regina Pimenta: (11) 98136.6835 <a href=\"mailto:regina@pimenta.com\">regina@pimenta.com<\/a><\/p>\r\n<p>Ana Carolina Rodrigues: (11) 98674.0348 <a href=\"mailto:anacarolina@pimenta.com\">anacarolina@pimenta.com<\/a><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Follow on Google News S\u00e3o Paulo, April 2024: The 4th Panel of the STJ held, by a majority vote, that it is valid to notify consumers by electronic means (e-mail) prior to their registration in a credit protection register.Following the...<\/p>","protected":false},"author":1,"featured_media":3119,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Prote\u00e7\u00e3o ao cr\u00e9dito pode ser feita por meio eletr\u00f4nico, decide STJ","_seopress_titles_desc":"Comunica\u00e7\u00e3o pr\u00e9via a inscri\u00e7\u00e3o em cadastro de prote\u00e7\u00e3o ao cr\u00e9dito pode ser feita por meio eletr\u00f4nico, decide STJ","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[171,466],"class_list":["post-3118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-protecao-ao-credito","tag-stj","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/3118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=3118"}],"version-history":[{"count":3,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/3118\/revisions"}],"predecessor-version":[{"id":3122,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/3118\/revisions\/3122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/3119"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=3118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=3118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=3118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}