{"id":2836,"date":"2019-06-18T23:14:36","date_gmt":"2019-06-18T23:14:36","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2836"},"modified":"2024-03-15T23:19:17","modified_gmt":"2024-03-15T23:19:17","slug":"positive-registration-could-inject-r-9-billion-into-the-economy-of-alagoas","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-r-9-bi-na-economia-de-alagoas\/","title":{"rendered":"Positive registration could inject R$ 9 billion into Alagoas' economy"},"content":{"rendered":"

Follow on Google News\"\"<\/a><\/p>\r\n

Valid as of July 9, the new Positive Registry could inject R$ 9 billion into Alagoas' economy<\/h2>\r\n

Alagoas, 18 de junho de 2019<\/b>:\u00a0 O novo modelo de Cadastro Positivo, que entra em vigor a partir do pr\u00f3ximo dia 9 de julho, poder\u00e1 injetar R$ 9 bilh\u00f5es na economia de Alagoas e possibilitar acesso ao cr\u00e9dito para um contingente adicional de 326 mil\u00a0consumers<\/strong>, o que representa cerca de 10% da popula\u00e7\u00e3o total. Os n\u00fameros fazem parte de desdobramento, por estado, de estudo realizado pelo setor, a pedido da ANBC (Associa\u00e7\u00e3o Nacional dos Bureaus de Cr\u00e9dito), que tamb\u00e9m concluiu que, no Brasil, o novo CP tem potencial de inserir at\u00e9 22 milh\u00f5es de consumidores no mercado de cr\u00e9dito, al\u00e9m de mais de R$ 1,1 trilh\u00e3o na economia nacional.\u00a0<\/p>\r\n

De acordo com a pesquisa ampliada, Alagoas, com 40,5% de inadimplentes, apresenta um \u00edndice equivalente ao da m\u00e9dia brasileira, que \u00e9 de 40,3%. E a exemplo do que deve ocorrer no resto do pa\u00eds, o novo\u00a0Positive data<\/strong>\u00a0tende a promover uma redu\u00e7\u00e3o de at\u00e9 45% no n\u00famero de devedores no estado.\u00a0<\/p>\r\n

This tends to happen because the new CP will promote the automatic inclusion of all consumers, form a payment history for each citizen, whether it's credit received or ongoing services (water, electricity, gas and telephone), and establish a credit score based on this history. In other words, the model values payments made, positive data - and not just any unpaid or overdue debts.\u00a0<\/p>\r\n

Comparative figures:<\/h3>\r\n

\"Alagoas\"<\/p>\r\n

\u201cA adi\u00e7\u00e3o de mais pessoas ao mercado de cr\u00e9dito, a amplia\u00e7\u00e3o do cr\u00e9dito para quem j\u00e1 est\u00e1 no mercado e a confiabilidade da nota de cr\u00e9dito como base para a concess\u00e3o de cr\u00e9dito t\u00eam potencial de baixar os juros dos empr\u00e9stimos e financiamentos\u201d, observa Elias Sfeir, presidente da ANBC.\u00a0 Ele acrescenta que os principais benef\u00edcios s\u00e3o sociais porque haver\u00e1 uma redu\u00e7\u00e3o da\u00a0default<\/strong>\u00a0pela pr\u00e1tica de taxas de juros mais justas e porque o est\u00edmulo ao mercado de cr\u00e9dito \u00e9 fundamental para estimular as economias locais e gerar empregos.\u00a0<\/b><\/p>\r\n

Another point to note about the new\u00a0CP<\/strong>\u00a0is the improvement of credit for classes C, D and E. According to Sfeir, the positive record increases the credit rating for around 60% of this population.<\/p>\r\n

 <\/p>\r\n

\"pepper<\/p>\r\n

ANBC Press Relations<\/strong><\/p>\r\n

Regina Pimenta: (11) 98136.6835 regina@pimenta.com<\/a><\/p>\r\n

Ana Carolina Rodrigues: (11) 98674.0348 anacarolina@pimenta.com<\/a><\/p>\r\n

 <\/p>\r\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Follow on Google News Valid from July 9, the new Positive Registry could inject R$ 9 billion into the Alagoas economy Alagoas, June 18, 2019: The new Cadastro Positivo model, which comes into force from...<\/p>","protected":false},"author":1,"featured_media":2838,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar R$ 9 bi na economia de Alagoas","_seopress_titles_desc":"V\u00e1lido partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 9 bilh\u00f5es na economia de Alagoas","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[460,80],"class_list":["post-2836","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-alagoas","tag-cadastro-positivo","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2836"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2836\/revisions"}],"predecessor-version":[{"id":2839,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2836\/revisions\/2839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2838"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}