{"id":2819,"date":"2019-06-18T22:43:43","date_gmt":"2019-06-18T22:43:43","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2819"},"modified":"2024-03-15T22:51:20","modified_gmt":"2024-03-15T22:51:20","slug":"positive-registration-could-inject-r-29-billion-into-cearas-economy","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-r-29-bi-na-economia-do-ceara\/","title":{"rendered":"Positive registration could inject R$ 29 billion into Cear\u00e1's economy"},"content":{"rendered":"

Follow on Google News\"\"<\/a><\/p>\r\n

Valid as of July 9, the new Positive Registry could inject R$ 29 billion into Cear\u00e1's economy<\/h2>\r\n

The measure should include 947,000 consumers in the state in the credit market\u00a0<\/i><\/p>\r\n

Cear\u00e1, June 18, 2019<\/b>The new Positive Registration model, which comes into force on July 9, could inject R$ 29 billion into Cear\u00e1's economy and provide access to credit for an additional 947,000 consumers, which represents more than 10% of the total population. The figures are part of a state-by-state breakdown of a study carried out by the sector, at the request of\u00a0ANBC<\/strong>\u00a0(National Association of Credit Bureaus), which also concluded that, in Brazil, the new CP has the potential to insert up to 22 million consumers into the credit market, as well as more than R$ 1.1 trillion into the national economy.\u00a0<\/p>\r\n

According to the extended survey, the\u00a0Cear\u00e1<\/strong>, with 37.2% of defaulters, is lower than the Brazilian average, which is 40.3%. And like the rest of the country, the new Positive Registry is likely to reduce defaults in the state by up to 45%.\u00a0<\/p>\r\n

This tends to happen because the new CP will promote the automatic inclusion of all consumers, form a payment history for each citizen, whether it's credit received or ongoing services (water, electricity, gas and telephone), and establish a credit score based on this history. In other words, the model values payments made, positive data - and not just any unpaid or overdue debts.\u00a0<\/p>\r\n

Comparative figures:<\/h3>\r\n

\"Cear\u00e1\"<\/p>\r\n

\r\n

\u201cThe addition of more people to the credit market, the expansion of credit for those already in the market and the reliability of the credit rating as a basis for granting credit have the potential to lower interest rates on loans and financing,\u201d observes Elias Sfeir, president of ANBC. He adds that the main benefits are social because there will be a reduction in defaults due to fairer interest rates and because stimulating the credit market is fundamental to boosting local economies and creating jobs.\u00a0<\/b><\/p>\r\n<\/blockquote>\r\n

Another point to highlight in relation to the new CP is the improvement in credit for classes C, D and E. According to Sfeir, the positive registration increases the credit rating for around 60% of this population.<\/p>\r\n

 <\/p>\r\n

\"pepper<\/p>\r\n

ANBC Press Relations<\/strong><\/p>\r\n

Regina Pimenta: (11) 98136.6835 regina@pimenta.com<\/a><\/p>\r\n

Ana Carolina Rodrigues: (11) 98674.0348 anacarolina@pimenta.com<\/a><\/p>\r\n

 <\/p>\r\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Follow on Google News Valid as of July 9, the new Positive Registry could inject R$ 29 billion into Cear\u00e1's economy The measure should include 947,000 consumers in the state in the credit market Cear\u00e1, June 18,...<\/p>","protected":false},"author":1,"featured_media":2821,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar R$ 29 bi na economia do Cear\u00e1","_seopress_titles_desc":"V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 29 bilh\u00f5es na economia do Cear\u00e1","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[80,292],"class_list":["post-2819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-cadastro-positivo","tag-ceara","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2819"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2819\/revisions"}],"predecessor-version":[{"id":2822,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2819\/revisions\/2822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2821"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}