{"id":2782,"date":"2019-06-18T19:23:58","date_gmt":"2019-06-18T19:23:58","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2782"},"modified":"2024-03-15T19:29:11","modified_gmt":"2024-03-15T19:29:11","slug":"cadastro-positivo-pode-injetar-r-71-bi-na-economia-do-parana","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-r-71-bi-na-economia-do-parana\/","title":{"rendered":"Positive registration could inject R$ 71 billion into Paran\u00e1's economy"},"content":{"rendered":"

Follow on Google News\"\"<\/a><\/p>\r\n

V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 71 bilh\u00f5es na economia do Paran\u00e1<\/h2>\r\n

Medida deve incluir 1,197 milh\u00f5es de consumidores do estado no mercado de cr\u00e9dito\u00a0<\/i><\/p>\r\n

Paran\u00e1, 18 de junho de 2019<\/b>: O novo modelo de Cadastro Positivo, que entra em vigor a partir do pr\u00f3ximo dia 9 de julho, poder\u00e1 injetar R$ 71 bilh\u00f5es na economia do\u00a0Paran\u00e1<\/strong>\u00a0e possibilitar acesso ao cr\u00e9dito para um contingente adicional de 1,197 milh\u00f5es de consumidores, o que representa cerca de 10% da popula\u00e7\u00e3o total. Os n\u00fameros fazem parte de desdobramento, por estado, de estudo realizado pelo setor, a pedido da\u00a0ANBC<\/strong>\u00a0(National Association of Credit Bureaus), which also concluded that, in Brazil, the new\u00a0CP<\/strong>\u00a0has the potential to bring up to 22 million consumers into the credit market, as well as more than R$ 1.1 trillion into the national economy.\u00a0<\/p>\r\n

De acordo com a pesquisa ampliada, o Paran\u00e1, com 36,1% de inadimplentes, apresenta um \u00edndice inferior ao da m\u00e9dia brasileira, que \u00e9 de 40,3%. E a exemplo do que deve ocorrer no resto do pa\u00eds, o novo Cadastro Positivo tende a promover uma redu\u00e7\u00e3o de at\u00e9 45% na inadimpl\u00eancia no estado.\u00a0\u00a0<\/p>\r\n

This tends to happen because the new CP will promote the automatic inclusion of all consumers, form a payment history for each citizen, whether it's credit received or ongoing services (water, electricity, gas and telephone), and establish a credit score based on this history. In other words, the model values payments made, positive data - and not just any unpaid or overdue debts.\u00a0<\/p>\r\n

Comparative figures:<\/h3>\r\n

\"Paran\u00e1\"<\/p>\r\n

\r\n

\u201cThe addition of more people to the credit market, the expansion of credit for those already in the market and the reliability of the credit rating as a basis for granting credit have the potential to lower interest rates on loans and financing,\u201d observes Elias Sfeir, president of ANBC. He adds that the main benefits are social because there will be a reduction in defaults due to fairer interest rates and because stimulating the credit market is fundamental to boosting local economies and creating jobs.\u00a0<\/b><\/p>\r\n<\/blockquote>\r\n

Another point to highlight in relation to the new CP is the improvement in credit for classes C, D and E. According to Sfeir, the positive registration increases the credit rating for around 60% of this population.<\/p>\r\n

 <\/p>\r\n

\"pepper<\/p>\r\n

ANBC Press Relations<\/strong><\/p>\r\n

Regina Pimenta: (11) 98136.6835 regina@pimenta.com<\/a><\/p>\r\n

Ana Carolina Rodrigues: (11) 98674.0348 anacarolina@pimenta.com<\/a><\/p>\r\n

 <\/p>\r\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Follow on Google News Valid as of July 9, the new Positive Registry could inject R$ 71 billion into Paran\u00e1's economy The measure should include 1.197 million consumers in the state in the credit market Paran\u00e1, June 18...<\/p>","protected":false},"author":1,"featured_media":2784,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar R$ 71 bi na economia do Paran\u00e1","_seopress_titles_desc":"V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 71 bilh\u00f5es na economia do Paran\u00e1","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[80,398],"class_list":["post-2782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-cadastro-positivo","tag-parana","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2782","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2782"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2782\/revisions"}],"predecessor-version":[{"id":2785,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2782\/revisions\/2785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2784"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2782"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2782"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}