{"id":2774,"date":"2019-06-18T19:10:41","date_gmt":"2019-06-18T19:10:41","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2774"},"modified":"2024-03-15T19:15:16","modified_gmt":"2024-03-15T19:15:16","slug":"positive-registration-could-inject-r-10-billion-into-piauis-economy","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-r-10-bilhoes-na-economia-do-piaui\/","title":{"rendered":"Cadastro Positivo could inject R$ 10 billion into Piau\u00ed's economy"},"content":{"rendered":"

Follow on Google News\"\"<\/a><\/p>\r\n

Valid as of July 9, the new Positive Registry could inject R$ 10 billion into Piau\u00ed's economy<\/h2>\r\n

The measure should include 300,000 consumers in the state in the credit market\u00a0<\/i><\/p>\r\n

Piau\u00ed, June 18, 2019<\/b>: The new Cadastro Positivo model, which comes into force on July 9, could inject R$ 10 billion into the country's economy.\u00a0Piau\u00ed<\/strong>\u00a0and provide access to credit for an additional 300,000 consumers, which represents around 10% of the total population. The figures are part of a state-by-state breakdown of a study carried out by the sector at the request of ANBC (National Association of Credit Bureaus), which also concluded that, in Brazil, the new CP has the potential to bring up to 22 million consumers into the credit market, as well as more than R$ 1.1 trillion into the national economy.\u00a0<\/p>\r\n

According to the expanded survey, Piau\u00ed, with 35.9% of\u00a0defaulters<\/strong>, is lower than the Brazilian average, which is 40.3%. And like the rest of the country, the new\u00a0Positive data<\/strong>\u00a0tends to promote a reduction of up to 45% in defaults in the state.\u00a0<\/p>\r\n

This tends to happen because the new CP will promote the automatic inclusion of all consumers, form a payment history for each citizen, whether it's credit received or ongoing services (water, electricity, gas and telephone), and establish a credit score based on this history. In other words, the model values payments made, positive data - and not just any unpaid or overdue debts.\u00a0<\/p>\r\n

Comparative figures:<\/h3>\r\n

\"Piau\u00ed\"<\/p>\r\n

\r\n

\u201cThe addition of more people to the credit market, the expansion of credit for those already in the market and the reliability of the credit rating as a basis for granting credit have the potential to lower interest rates on loans and financing,\u201d observes Elias Sfeir, president of ANBC. He adds that the main benefits are social because there will be a reduction in defaults due to fairer interest rates and because stimulating the credit market is fundamental to boosting local economies and creating jobs.<\/p>\r\n<\/blockquote>\r\n

\u00a0<\/b>Another point to highlight in relation to the new CP is the improvement in credit for classes C, D and E. According to Sfeir, the positive registration increases the credit rating for around 60% of this population.<\/p>\r\n

 <\/p>\r\n

\"pepper<\/p>\r\n

ANBC Press Relations<\/strong><\/p>\r\n

Regina Pimenta: (11) 98136.6835 regina@pimenta.com<\/a><\/p>\r\n

Ana Carolina Rodrigues: (11) 98674.0348 anacarolina@pimenta.com<\/a><\/p>\r\n

 <\/p>\r\n

 <\/p>","protected":false},"excerpt":{"rendered":"

Follow on Google News Valid as of July 9, the new Positive Registry could inject R$ 10 billion into Piau\u00ed's economy The measure should include 300,000 consumers in the state in the credit market Piau\u00ed, June 18,...<\/p>","protected":false},"author":1,"featured_media":2776,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar R$ 10 bilh\u00f5es na economia do Piau\u00ed","_seopress_titles_desc":"V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 10 bilh\u00f5es na economia do Piau\u00ed","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[80,449],"class_list":["post-2774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-cadastro-positivo","tag-piaui","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2774"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2774\/revisions"}],"predecessor-version":[{"id":2777,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2774\/revisions\/2777"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2776"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}