{"id":2770,"date":"2019-06-18T18:52:24","date_gmt":"2019-06-18T18:52:24","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2770"},"modified":"2024-03-15T19:09:33","modified_gmt":"2024-03-15T19:09:33","slug":"positive-registration-could-inject-r-13-billion-into-the-economy-of-rio-grande-do-norte-2","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-r-13-bi-na-economia-do-rio-grande-do-norte\/","title":{"rendered":"Positive registration could inject R$ 13 billion into Rio Grande do Norte's economy"},"content":{"rendered":"<p>Follow on Google News<a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMOLGnwsw79C3Aw?oc=3&amp;ceid=BR:pt-419\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8243\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2020\/11\/tenor.gif\" alt=\"\" width=\"50\" height=\"50\" \/><\/a><\/p>\r\n<h2 class=\"wp-block-heading\">Valid as of July 9, the new Positive Registry could inject R$ 13 billion into Rio Grande do Norte's economy<\/h2>\r\n<p><i>The measure should include 296,000 consumers in the state in the credit market\u00a0<\/i><\/p>\r\n<p><b>Rio Grande do Norte, June 18, 2019<\/b>: The new Cadastro Positivo model, which comes into force on July 9, could inject R$ 13 billion into the Brazilian economy.\u00a0<strong>Rio Grande do Norte<\/strong>\u00a0and provide access to credit for an additional 296,000 consumers, which represents almost 10% of the total population. The figures are part of a state-by-state breakdown of a study carried out by the sector at the request of\u00a0<strong>ANBC<\/strong>\u00a0(National Association of Credit Bureaus), which also concluded that, in Brazil, the new CP has the potential to insert up to 22 million consumers into the credit market, as well as more than R$ 1.1 trillion into the national economy.\u00a0<\/p>\r\n<p>According to the expanded survey, Rio Grande do Norte, with 38.2% of defaulters, has a lower rate than the Brazilian average, which is 40.3%. And like the rest of the country, the new Positive Registry is likely to reduce defaults in the state by up to 45%.\u00a0<\/p>\r\n<p>This tends to happen because the new CP will promote the automatic inclusion of all consumers, form a payment history for each citizen, whether it's credit received or ongoing services (water, electricity, gas and telephone), and establish a credit score based on this history. In other words, the model values payments made, positive data - and not just any unpaid or overdue debts.\u00a0<\/p>\r\n<h3>Comparative figures:<\/h3>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2771\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte.webp\" alt=\"Rio Grande do Norte\" width=\"836\" height=\"178\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte.webp 836w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte-300x64.webp 300w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte-768x164.webp 768w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte-600x128.webp 600w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte-500x106.webp 500w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte-400x85.webp 400w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Norte-830x178.webp 830w\" sizes=\"auto, (max-width: 836px) 100vw, 836px\" \/><\/p>\r\n<blockquote>\r\n<p>\u201cThe addition of more people to the credit market, the expansion of credit for those already in the market and the reliability of the credit rating as a basis for granting credit have the potential to lower interest rates on loans and financing,\u201d observes Elias Sfeir, president of ANBC.  He adds that the main benefits are social because there will be a reduction in defaults due to fairer interest rates and because stimulating the credit market is fundamental to boosting local economies and creating jobs.<b>\u00a0<\/b><\/p>\r\n<\/blockquote>\r\n<p>Another point to note about the new\u00a0<strong>CP<\/strong>\u00a0is the improvement of credit for classes C, D and E. According to Sfeir, the positive record increases the credit rating for around 60% of this population.<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-2288\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/pimenta-comunicacao.webp\" alt=\"pepper communication\" width=\"87\" height=\"87\" \/><\/p>\r\n<p><strong>ANBC Press Relations<\/strong><\/p>\r\n<p>Regina Pimenta: (11) 98136.6835 <a href=\"mailto:regina@pimenta.com\">regina@pimenta.com<\/a><\/p>\r\n<p>Ana Carolina Rodrigues: (11) 98674.0348 <a href=\"mailto:anacarolina@pimenta.com\">anacarolina@pimenta.com<\/a><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Follow on Google News Valid as of July 9, the new Positive Registry could inject R$ 13 billion into Rio Grande do Norte's economy The measure should include 296,000 consumers in the state in the credit market Rio Grande...<\/p>","protected":false},"author":1,"featured_media":2772,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar R$ 13 bi na economia do Rio Grande do Norte","_seopress_titles_desc":"V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 13 bilh\u00f5es na economia do Rio Grande do Norte","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[80,448],"class_list":["post-2770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-cadastro-positivo","tag-rio-grande-do-norte","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2770"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2770\/revisions"}],"predecessor-version":[{"id":2773,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2770\/revisions\/2773"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2772"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}