{"id":2762,"date":"2019-06-18T18:25:28","date_gmt":"2019-06-18T18:25:28","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2762"},"modified":"2024-03-15T18:37:29","modified_gmt":"2024-03-15T18:37:29","slug":"positive-registration-could-inject-r-73-billion-into-rio-grande-do-suls-economy","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-r-73-bi-na-economia-do-rio-grande-do-sul\/","title":{"rendered":"Positive registration could inject R$ 73 billion into Rio Grande do Sul's economy"},"content":{"rendered":"<p>Follow on Google News<a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMOLGnwsw79C3Aw?oc=3&amp;ceid=BR:pt-419\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8243\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2020\/11\/tenor.gif\" alt=\"\" width=\"50\" height=\"50\" \/><\/a><\/p>\r\n<h2 class=\"wp-block-heading\">Valid as of July 9, the new Positive Registry could inject R$ 73 billion into Rio Grande do Sul's economy<\/h2>\r\n<p><i>The measure should include 1.086 million consumers in the state in the credit market<\/i><\/p>\r\n<p><b>Rio Grande do Sul, June 18, 2019<\/b>: The new\u00a0<strong>Positive data<\/strong>, The new law, which comes into force on July 9, could inject R$ 73 billion into the country's economy.\u00a0<strong>Rio Grande do Sul<\/strong>\u00a0and provide access to credit for an additional 1.086 million consumers, which represents almost 10% of the total population. The figures are part of a state-by-state breakdown of a study carried out by the sector at the request of ANBC (National Association of Credit Bureaus), which also concluded that, in Brazil, the new CP has the potential to bring up to 22 million consumers into the credit market, as well as more than R$ 1.1 trillion into the national economy.<\/p>\r\n<p>According to the expanded survey, Rio Grande do Sul, with 34.3% of defaulters, has a lower rate than the Brazilian average, which is 40.3%. And like the rest of the country, the new Positive Registry is likely to reduce defaults in the state by up to 45%.<\/p>\r\n<p>This tends to happen because the new CP will promote the automatic inclusion of all consumers, forming a payment history for each one.\u00a0<strong>citizen<\/strong>, whether from\u00a0<strong>credit<\/strong>\u00a0and establish a credit rating based on this history. In other words, the model values the payments made, the positive data - and not just any unpaid debts or arrears.\u00a0<\/p>\r\n<h3>Comparative figures:<\/h3>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2763\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Sul.webp\" alt=\"Rio Grande do Sul\" width=\"841\" height=\"178\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Sul.webp 841w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Sul-300x63.webp 300w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Sul-768x163.webp 768w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Sul-600x127.webp 600w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Sul-500x106.webp 500w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Rio-Grande-do-Sul-400x85.webp 400w\" sizes=\"auto, (max-width: 841px) 100vw, 841px\" \/><\/p>\r\n<blockquote>\r\n<p>\u201cThe addition of more people to the credit market, the expansion of credit for those already in the market and the reliability of the credit rating as a basis for granting credit have the potential to lower interest rates on loans and financing,\u201d observes Elias Sfeir, president of ANBC.  He adds that the main benefits are social because there will be a reduction in defaults due to fairer interest rates and because stimulating the credit market is fundamental to boosting local economies and creating jobs.<b>\u00a0<\/b><\/p>\r\n<\/blockquote>\r\n<p>Another point to highlight in relation to the new CP is the improvement in credit for classes C, D and E. According to Sfeir, the positive registration increases the credit rating for around 60% of this population.<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-2288\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/pimenta-comunicacao.webp\" alt=\"pepper communication\" width=\"87\" height=\"87\" \/><\/p>\r\n<p><strong>ANBC Press Relations<\/strong><\/p>\r\n<p>Regina Pimenta: (11) 98136.6835 <a href=\"mailto:regina@pimenta.com\">regina@pimenta.com<\/a><\/p>\r\n<p>Ana Carolina Rodrigues: (11) 98674.0348 <a href=\"mailto:anacarolina@pimenta.com\">anacarolina@pimenta.com<\/a><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Follow on Google News Valid as of July 9, the new Positive Registry could inject R$ 73 billion into Rio Grande do Sul's economy The measure should include 1.086 million consumers in the state in the credit market Rio...<\/p>","protected":false},"author":1,"featured_media":2764,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar R$ 73 bi na economia do Rio Grande do Sul","_seopress_titles_desc":"V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 73 bilh\u00f5es na economia do Rio Grande do Sul","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[80,446],"class_list":["post-2762","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-cadastro-positivo","tag-rio-grande-do-sul","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2762","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2762"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2762\/revisions"}],"predecessor-version":[{"id":2765,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2762\/revisions\/2765"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2764"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2762"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2762"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}