{"id":2750,"date":"2019-06-18T17:57:52","date_gmt":"2019-06-18T17:57:52","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2750"},"modified":"2024-03-15T18:04:43","modified_gmt":"2024-03-15T18:04:43","slug":"cadastro-positivo-pode-injetar-r-2-bi-na-economia-de-roraima","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-r-2-bi-na-economia-de-roraima\/","title":{"rendered":"Positive registration could inject R$ 2 billion into Roraima's economy"},"content":{"rendered":"<p>Follow on Google News<a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMOLGnwsw79C3Aw?oc=3&amp;ceid=BR:pt-419\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8243\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2020\/11\/tenor.gif\" alt=\"\" width=\"50\" height=\"50\" \/><\/a><\/p>\r\n<h2 class=\"wp-block-heading\">V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 2 bilh\u00f5es na economia de Roraima<\/h2>\r\n<p><i>Medida deve incluir 53 mil consumidores do estado no mercado de cr\u00e9dito<\/i><\/p>\r\n<p><b>Roraima, 18 de junho de 2019:\u00a0<\/b>O novo modelo de Cadastro Positivo, que passa a vigorar a partir do pr\u00f3ximo dia 9 de julho, poder\u00e1 injetar R$ 2 bilh\u00f5es na economia de\u00a0<strong>Roraima<\/strong>\u00a0e possibilitar acesso ao cr\u00e9dito para um contingente adicional de 53 mil consumidores, o que representa mais de 10% da popula\u00e7\u00e3o total. Os n\u00fameros fazem parte de desdobramento, por estado, de estudo realizado pelo setor, a pedido da\u00a0<strong>ANBC<\/strong>\u00a0(National Association of Credit Bureaus), which also concluded that, in Brazil, the new CP has the potential to insert up to 22 million consumers into the credit market, as well as more than R$ 1.1 trillion into the national economy.\u00a0<\/p>\r\n<p>De acordo com a pesquisa ampliada, Roraima, com 56,6% de inadimplentes, apresenta um \u00edndice superior ao da m\u00e9dia brasileira, que \u00e9 de 40,3%. E a exemplo do que deve ocorrer no resto do pa\u00eds, o novo Cadastro Positivo tende a promover uma redu\u00e7\u00e3o de at\u00e9 45% na inadimpl\u00eancia no estado.\u00a0<\/p>\r\n<p>Isso tende a ocorrer porque o novo CP vai promover a inclus\u00e3o autom\u00e1tica de todos os consumidores, formar um hist\u00f3rico de pagamento de cada cidad\u00e3o, seja de cr\u00e9dito recebido ou de servi\u00e7os continuados (\u00e1gua, energia el\u00e9trica, g\u00e1s e telefonia), e estabelecer uma nota de\u00a0<strong>credit<\/strong>\u00a0com base neste hist\u00f3rico. Ou seja, o modelo valoriza os pagamentos realizados, os dados positivos \u2013 e n\u00e3o somente eventuais d\u00edvidas n\u00e3o pagas ou em atraso.\u00a0<\/p>\r\n<h3>Comparative figures:<\/h3>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2751\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima.webp\" alt=\"Roraima\" width=\"834\" height=\"175\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima.webp 834w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima-300x63.webp 300w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima-768x161.webp 768w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima-600x126.webp 600w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima-500x105.webp 500w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima-400x84.webp 400w, https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Roraima-830x175.webp 830w\" sizes=\"auto, (max-width: 834px) 100vw, 834px\" \/><\/p>\r\n<blockquote>\r\n<p>\u201cThe addition of more people to the credit market, the expansion of credit for those already in the market and the reliability of the credit rating as a basis for granting credit have the potential to lower interest rates on loans and financing,\u201d observes Elias Sfeir, president of ANBC.  He adds that the main benefits are social because there will be a reduction in defaults due to fairer interest rates and because stimulating the credit market is fundamental to boosting local economies and creating jobs.<\/p>\r\n<\/blockquote>\r\n<p><b>\u00a0<\/b>Another point to highlight in relation to the new CP is the improvement in credit for classes C, D and E. According to Sfeir, the positive registration increases the credit rating for around 60% of this population.<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-2288\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/pimenta-comunicacao.webp\" alt=\"pepper communication\" width=\"87\" height=\"87\" \/><\/p>\r\n<p><strong>ANBC Press Relations<\/strong><\/p>\r\n<p>Regina Pimenta: (11) 98136.6835 <a href=\"mailto:regina@pimenta.com\">regina@pimenta.com<\/a><\/p>\r\n<p>Ana Carolina Rodrigues: (11) 98674.0348 <a href=\"mailto:anacarolina@pimenta.com\">anacarolina@pimenta.com<\/a><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Follow on Google News Valid as of July 9, the new Positive Registry could inject R$ 2 billion into Roraima's economy The measure should include 53,000 consumers in the state in the credit market Roraima, June 18,...<\/p>","protected":false},"author":1,"featured_media":2752,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar R$ 2 bi na economia de Roraima","_seopress_titles_desc":"V\u00e1lido a partir de 9 de julho, novo Cadastro Positivo pode injetar R$ 2 bilh\u00f5es na economia de Roraima","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[254],"tags":[80,443],"class_list":["post-2750","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sala-de-imprensa","tag-cadastro-positivo","tag-roraima","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2750","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2750"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2750\/revisions"}],"predecessor-version":[{"id":2753,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2750\/revisions\/2753"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2752"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}