{"id":2576,"date":"2020-02-10T20:29:16","date_gmt":"2020-02-10T20:29:16","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2576"},"modified":"2024-03-11T20:33:46","modified_gmt":"2024-03-11T20:33:46","slug":"cadastro-positivo-pode-injetar-ate-r-82-bi-credito-rural","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/cadastro-positivo-pode-injetar-ate-r-82-bi-credito-rural\/","title":{"rendered":"Positive Registry could inject up to R$ 82 billion into rural credit"},"content":{"rendered":"<p>Follow on Google News<a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMOLGnwsw79C3Aw?oc=3&amp;ceid=BR:pt-419\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8243\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2020\/11\/tenor.gif\" alt=\"\" width=\"50\" height=\"50\" \/><\/a><\/p>\r\n<h2 class=\"wp-block-heading\">Positive Register could inject up to R$ 82 billion into rural credit balance<\/h2>\r\n<p>Source:\u00a0<a href=\"https:\/\/www.terra.com.br\/\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.terra.com.br\/<\/a><\/p>\r\n<p><strong>Increase corresponds to 33% projected for the next ten years<\/strong><\/p>\r\n<p>A avalia\u00e7\u00e3o mais precisa do hist\u00f3rico de pagamento de compromissos como empr\u00e9stimos, credi\u00e1rios e financiamentos, possibilitada pelo Cadastro Positivo, tem potencial para injetar at\u00e9 R$ 82 bilh\u00f5es no saldo do cr\u00e9dito rural nos pr\u00f3ximos 10 anos no pa\u00eds, o que equivale a um aumento de 33%. Com a entrada dessas informa\u00e7\u00f5es na nota de cr\u00e9dito do produtor, a nova carteira de cr\u00e9dito rural poder\u00e1 alcan\u00e7ar saldo de R$ 331 bilh\u00f5es.<\/p>\r\n<p>The conclusions are from the study Panorama of Credit for Agriculture and Livestock, which aims to help reduce transaction costs and consequently leverage the volume of credit.<\/p>\r\n<p>The survey was carried out by the credit bureau sector, given the current downward trend in interest rates and the increase in the share of uncontrolled resources, those directed by the private sector.<\/p>\r\n<p>O valor de cr\u00e9dito rural efetivamente contratado no ano agr\u00edcola 2018\/2019 foi de R$ 175,4 bilh\u00f5es, 3,5% maior que o contratado em 2017\/2018. Desse montante, o valor contratado com recursos controlados foi de R$ 121,3 bilh\u00f5es, 5,5% menor que o contratado em 2017\/2018.<\/p>\r\n<p>Contracts with non-controlled resources totaled R$ 54.2 billion, an increase of 31.5% compared to the previous agricultural year. Of these resources, the LCA (Agribusiness Credit Bill) was responsible for financing R$ 29.6 billion of the contracts in 2018\/2019, which represented an increase of 23.8% compared to the previous agricultural year.<\/p>\r\n<p>Playing a fundamental role in the economy, agriculture today has 5 million rural establishments, 350 million square hectares of usable area, as well as 8.5 million workers, whose monthly wage bill is R$ 11.5 billion.<\/p>\r\n<p>The expectation is that this scenario will change with the visibility that rural producers will begin to have with the Positive Registry, since the information on their credit history will show their financial behavior as a whole, making a counterpoint to a situation of default that, due to some isolated fact, may have occurred.<\/p>\r\n<blockquote>\r\n<p>\u201cEm uma negocia\u00e7\u00e3o com uma cooperativa, por exemplo, ser\u00e1 estabelecida uma rela\u00e7\u00e3o de confian\u00e7a baseada na nota de cr\u00e9dito com inclus\u00e3o do Cadastro Positivo, que certamente beneficiar\u00e1 o segmento, impulsionando o microcr\u00e9dito e a economia\u201d, afirma Elias Sfeir, presidente da Associa\u00e7\u00e3o Nacional dos Bureaus de Cr\u00e9dito (ANBC).<\/p>\r\n<\/blockquote>\r\n<p>&nbsp;<\/p>\r\n<blockquote>\r\n<p>\u201cO levantamento indica uma forte tend\u00eancia na expans\u00e3o do\u00a0<strong>rural credit<\/strong>\u00a0e, consequentemente, um salto de desenvolvimento do agroneg\u00f3cio\u201d, completa Sfeir.<\/p>\r\n<\/blockquote>\r\n<p>Another expectation is that the Safra Plan, the federal government's program for financing agricultural activity, will also be impacted by the Positive Registry. The projection is that there will be an increase of R$ 74 billion in real terms (deflated) compared to 2019, going from R$ 225 to R$ 299 billion.<\/p>\r\n<p>Al\u00e9m dos ganhos citados acima, o\u00a0<strong>Positive data<\/strong>\u00a0deve incluir 22 milh\u00f5es de brasileiros no mercado de cr\u00e9dito e reduzir em 45% a inadimpl\u00eancia, fatores que podem impactar ainda mais o\u00a0<strong>setor agr\u00edcola<\/strong>, pois u<\/p>","protected":false},"excerpt":{"rendered":"<p>Follow on Google News Positive registration could inject up to R$ 82 billion into rural credit balances Source: https:\/\/www.terra.com.br\/ The increase corresponds to 33% projected over the next ten years A more accurate assessment of the payment history of commitments such as loans,...<\/p>","protected":false},"author":1,"featured_media":2577,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cadastro Positivo pode injetar at\u00e9 R$ 82 bi cr\u00e9dito rural","_seopress_titles_desc":"Cadastro Positivo pode injetar at\u00e9 R$ 82 bilh\u00f5es no saldo do cr\u00e9dito rural","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[1],"tags":[110],"class_list":["post-2576","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-rural","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=2576"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2576\/revisions"}],"predecessor-version":[{"id":2578,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/2576\/revisions\/2578"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/2577"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=2576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=2576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=2576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}