{"id":2092,"date":"2017-10-11T20:26:12","date_gmt":"2017-10-11T20:26:12","guid":{"rendered":"http:\/\/anbc.org.br\/?p=2092"},"modified":"2025-05-28T19:52:40","modified_gmt":"2025-05-28T19:52:40","slug":"7-benefits-for-consumers-of-the-new-positive-register","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/7-beneficios-para-o-consumidor-do-novo-cadastro-positivo\/","title":{"rendered":"7 benefits for consumers of the new Positive Register"},"content":{"rendered":"

Follow on Google News\"\"<\/a><\/p>\r\n

The new Cadastro Positivo model, which should be approved soon, is an achievement for Brazilian consumers. The right to the Register will now be exercised automatically, overcoming the obstacles and complexity of the current model.<\/p>\r\n

In my previous posts here on LinkedIn, I talked about the main aspects of the Cadastro Positivo, highlighting the differences between the \"opt-out\" model, which should be adopted, and the \"opt-in\" model, the current one.<\/p>\r\n

The\u00a0Positive data<\/strong>\u00a0for everyone will enable consumers to take advantage of many benefits. I've listed the seven main ones below.<\/p>\r\n

1) More transparent relations between creditor and consumer;<\/p>\r\n

2) More balanced and fair interest rates;<\/p>\r\n

3) Consumer empowerment through the credit score, which, with the receipt of positive information, shows a significant improvement in the lower income brackets;<\/p>\r\n

4) Democratization of credit by allowing the unbanked population to access credit;<\/p>\r\n

5) Reduction in defaults by around 42%, with a drop in interest rates as a consequence;<\/p>\r\n

6) Injection of around 1.1 trillion reais into the market in the medium term;<\/p>\r\n

7) Oxygenation of the economy with an increase in annual GDP of 0.5%.<\/p>\r\n

 <\/p>\r\n

Thanks for reading! Access other content at\u00a0ANBC website<\/a>.<\/h4>\r\n

 <\/p>\r\n

\"elias<\/h3>\r\n

 <\/p>\r\n

Por: Elias Sfeir Presidente da ANBC & Membro do Conselho Clim\u00e1tico da Cidade de S\u00e3o Paulo & Conselheiro Certificado<\/h6>\r\n

 <\/p>\r\n

 <\/p>","protected":false},"excerpt":{"rendered":"

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