{"id":1362,"date":"2024-01-21T18:26:50","date_gmt":"2024-01-21T18:26:50","guid":{"rendered":"http:\/\/anbc.org.br\/?page_id=1362"},"modified":"2024-04-29T20:47:46","modified_gmt":"2024-04-29T20:47:46","slug":"what-is-a-biro-de-credito","status":"publish","type":"page","link":"https:\/\/anbc.org.br\/en\/o-que-e-um-biro-de-credito\/","title":{"rendered":"What is a credit bureau?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><section data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" data-vc-parallax-image=\"https:\/\/anbc.org.br\/wp-content\/themes\/genemy\/images\/banner-1.jpg\" data-opacity=\"1\" data-size=\"cover\" data-width=\"100%\" data-position=\"cover\" data-repeat=\"cover\" data-attachment=\"inherit\" class=\"vc_section wide-60 bg-tra m-top-default m-bottom-default p-top-default p-bottom-default vc_custom_1705004699980 bg-inherit\"><div class=\"container\"><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra vc_custom_1705004809308\"><div class=\"wpb_column vc_column_container vc_col-sm-2 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div  class=\"vc_wp_search wpb_content_element\"><div class=\"widget widget_search\"><div id=\"search-field\" class=\"search-widget\">\r\n    <form action=\"https:\/\/anbc.org.br\/en\/\"  role=\"search\" method=\"get\" id=\"searchform\" class=\"search-form\" data-trp-original-action=\"https:\/\/anbc.org.br\/en\/\">  \r\n        <div class=\"input-group mb-3\">\r\n\t\t  \t<input class=\"form-control\" placeholder=\"Enter your search here...\" aria-label=\"Search\" aria-describedby=\"search-field\" type=\"text\" name=\"s\" value=\"\">\r\n\t\t \t<div class=\"input-group-append\">\r\n\t\t    \t<button class=\"btn btn-lightgreen1\" type=\"submit\"><i class=\"fa fa-search\" aria-hidden=\"true\"><\/i><\/button>\r\n\t\t \t<\/div>\r\n\t\t<\/div>\r\n    <input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\r\n<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\r\n<\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/section><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\r\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left\">\r\n\t\t\r\n\t\t<figure class=\"wpb_wrapper vc_figure\">\r\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\" ><img decoding=\"async\" class=\"vc_single_image-img img-fluid\"  src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/banner-o-que-defendemos.webp\" \/><\/div>\r\n\t\t<\/figure>\r\n\t<\/div>\r\n<\/div><\/div><\/div><\/div><section id=\"blog\" data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" data-vc-parallax-image=\"https:\/\/anbc.org.br\/wp-content\/themes\/genemy\/images\/banner-1.jpg\" data-opacity=\"1\" data-size=\"cover\" data-width=\"100%\" data-position=\"cover\" data-repeat=\"cover\" data-attachment=\"inherit\" class=\"vc_section wide-60 bg-white m-top-default m-bottom-default p-top-default p-bottom-default vc_custom_1702769671289 bg-inherit\"><div class=\"container\"><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"row\">\t\r\n\t<div class=\"section-title text-center col-lg-10 offset-lg-1\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t<h3 class=\"h3-xl\" style=\"font-family: 'Montserrat'; font-size: 1.8rem;\">What is a credit bureau?<\/h3>\r\n\t\t\t\t<p class=\"p-lg Default-color\" style=\"font-size: 1.2rem;\">\t\t<\/p>\t\t\r\n\t<\/div>\t\t\r\n<\/div> \t <!-- END SECTION TITLE -->\t<div class=\"vc_empty_space\"   style=\"height: 45px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_video_widget wpb_content_element vc_clearfix   vc_video-aspect-ratio-169 vc_video-el-width-80 vc_video-align-center\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n\t\t\t<div class=\"wpb_video_wrapper\"><iframe loading=\"lazy\" title=\"What is a credit bureau?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/yMfWnfMfOdc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section><div class=\"vc_row-full-width vc_clearfix\"><\/div><section data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" data-vc-parallax-image=\"https:\/\/anbc.org.br\/wp-content\/themes\/genemy\/images\/banner-1.jpg\" data-opacity=\"1\" data-size=\"cover\" data-width=\"100%\" data-position=\"cover\" data-repeat=\"cover\" data-attachment=\"inherit\" class=\"vc_section wide-60 bg-white m-top-default m-bottom-default p-top-default p-bottom-default vc_custom_1702769671289 bg-inherit\"><div class=\"container\"><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"row\">\t\r\n\t<div class=\"section-title text-center col-lg-10 offset-lg-1\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t<h3 class=\"h3-xl\" style=\"font-family: 'Montserrat'; font-size: 1.8rem;\">Credit bureaus in the economy<\/h3>\r\n\t\t\t\t<p class=\"p-lg Default-color\" style=\"font-size: 1.2rem;\">\t\t<\/p>\t\t\r\n\t<\/div>\t\t\r\n<\/div> \t <!-- END SECTION TITLE -->\t<div class=\"vc_empty_space\"   style=\"height: 45px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra vc_custom_1712678384033\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1309\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/01\/eventos-anbc.webp\" alt=\"anbc events\" width=\"100\" height=\"72\" \/>Expand Financial Inclusion<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3077\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/grafico-anbc.webp\" alt=\"anbc graph\" width=\"100\" height=\"72\" \/>They stimulate the productive power of companies<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3078\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/maos-anbc.webp\" alt=\"anbc\" width=\"100\" height=\"72\" \/>Improve relations between creditors and borrowers<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 60px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3079\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/score-anbc.webp\" alt=\"anbc score\" width=\"100\" height=\"72\" \/>Promote responsible lending<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3080\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/consumo-anbc.webp\" alt=\"anbc consumption\" width=\"100\" height=\"72\" \/>Encourage conscious consumption<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1308\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/01\/estudos-e-conteudo-anbc.webp\" alt=\"anbc studies and content\" width=\"100\" height=\"72\" \/>Prevent fraud<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section><div class=\"vc_row-full-width vc_clearfix\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"O que \u00e9 um bir\u00f4 de cr\u00e9dito Bir\u00f4s de cr\u00e9dito na economia Ampliam a Inclus\u00e3o Financeira Estimulam o poder produtivo das empresas Melhoram as rela\u00e7\u00f5es entre credores e tomadores de cr\u00e9dito Promovem o cr\u00e9dito respons\u00e1vel Incentivam o consumo consciente Previnem...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/onepage-template.php","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"class_list":["post-1362","page","type-page","status-publish","hentry","no-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/pages\/1362","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=1362"}],"version-history":[{"count":22,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/pages\/1362\/revisions"}],"predecessor-version":[{"id":3083,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/pages\/1362\/revisions\/3083"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=1362"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}